Mortgage Broking & Lending.
Get the right loan with WealthStream's lending specialists.
Our expertise in mortgage broking and lending can help you find the right loan for your circumstances.
At WealthStream, our mortgage broking and lending specialists pride themselves on a completely tailored experience for every client.
Our lending specialists can help you find the right loan for whatever you are purchasing. Whether you are a first home buyer, or refinancing an existing home loan, we can help find the best rate amongst lenders.
With our holistic approach to lending, we can provide professional financial advice tailored to help you optimise your specific situation, helping you achieve the lifestyle you desire.
We can help with your mortgage broking and lending needs...
- Home loan refinancing
- First home buyer help
- Assistance purchasing an investment property
- Accessing the equity in your property
- Buying a property using your self-managed super fund
- Vehicle finance – personal & commercial
- Commercial property purchase
- Business asset & equipment finance
- Business lending
Mortgage broking and lending for first home buyers
Purchasing your first property and learning about mortgages can be daunting. We can help you navigate the lending process from the very start – from obtaining pre-approval, right through to settlement. and help you realise the dream of owning your own home.
We can also assist with any government assistance packages and rebates to reduce the deposit you need to help you get into your own home sooner. We can also discuss options to reduce the cost of mortgage insurance if you don’t have a 20% deposit.
Even if you’re not ready to take the plunge yet, but you’re unsure what you’ll need to be able to make your purchase, we are happy to help and talk you through the process.
Our mortgage broking and lending services
Home loan refinancing
With interest rates at all time lows, there has never been a better time to re-evaluate your current mortgage. By renegotiating or switching lender, you could be saving yourself thousands of dollars each year. Our skilled mortgage brokers can help you with the process and recommend the right products for your financial situation.
Just imagine what you could do with that additional cash flow.
Purchasing investment property
Purchasing an investment property is something many people aspire to. Getting the debt structure correct is equally important as finding the right property.
Talk to us to assist with not only the right loan, but also the best debt structure to maximise your benefit from any tax deductibility and negative gearing.
Accessing the equity in your property
A lot of home owners don’t realise the potential funds available to them in the equity in their property. Are you wanting to renovate your property? Or you are wanting to make your next property purchase, but don’t have enough for a deposit? Are you wanting to buy shares to diversify your investments?
Using the equity in your property may give you access to the funds you need.
Buying a property using your self-managed super fund (SMSF)
If you already have an SMSF, or are looking to set one up, property investment can be a fantastic way to diversify your investments. We have access to several specialist lenders who deal exclusively with SMSF lending.
The process is significantly more complex than regular residential lending, due to government regulations. However, with our knowledge & experience, we can assist you through the entire process. If you already have an SMSF and looking to purchase property, get in touch with us to discuss the options available to you.
Vehicle finance
If you are looking to purchase a new vehicle (either for personal use or commercial) talk to us about several finance options available.
Don’t accept the on-site finance arrangement at the car dealerships – their rates usually start from 9%. We can assist with rates starting from less than 3% (and even lower if you have an ABN). Terms are flexible and can include balloon residual amounts.
Commercial property purchase
If you own a business, the cost of rent can be one of your largest expenses.
Have you considered purchasing your own premises instead? That would mean that you are paying down a mortgage instead of paying rent. At the same time, you acquire a valuable asset with long term income potential.
If you are an investor looking to diversify your investments, commercial property may be a valuable addition to your portfolio.
